Creditoria
In DevelopmentBNPL / installment-payments extension for OpenCart
An in-progress OpenCart extension unifying Ukrainian bank installment programs and international buy-now-pay-later providers behind a single provider-plugin architecture, with Ed25519-signed licensing. Code exists for 15 providers, but it has not yet been run against a live OpenCart core or real bank/BNPL sandbox accounts — still in development.
PHP
OpenCart 3
10 Ukrainian banks
5 international BNPL providers
Ed25519 licensing
Features
Provider-plugin architecture
Each bank/BNPL provider is a self-contained provider class, independent of the storefront/checkout wiring.
Ed25519-signed licensing
License keys are cryptographically signed; the license-server component is an early skeleton (Basic/Pro tiers not yet wired up).